UTGL Finance

Your Credit Card Business With Confidence & Simplicity

Start your credit card business with simple, cost-efficient, scalable solutions and compliance support in the Hong Kong market.

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Licensed in Hong KongVisa credit card issuer & money lender's licence: 1551/2025Discover what UTGL Finance can do

01 / B2B Card Solutions

Built Around Your
Card Business.

01 / FOR YOUR CARD BUSINESS

White-Label Solutions

Easy To Start.
Grow. Scale.

Highly customisable solutions for your business needs, backed by specialist technology and end-to-end support.

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02 / FOR YOUR BRAND

B2B Co-Branded Card Programmes

Your Brand.
Your Client.
Your Business.

For non-bank financial institutions exploring their own branded card proposition.

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Unbranded rose and light-coloured cards arranged in rows on a dark background

02 / End to End Business Solution

UTGL Finance —
Beyond The Card Business.

Behind every card is the expertise to support your business. UTGL Finance combines client onboarding, payment processing, customer service and bank-grade technology experience—backed by professionals with over 20 years of experience in the credit card industry—to provide end-to-end support for your programme.

About UTGL Finance

03 / Partnership